How do you charge for your services?

The initial meeting is always complimentary, as it allows clients to get to know us and vice versa.

We offer two fee arrangements:

  • If we only provide financial planning services, we charge on an hourly or annual retainer basis. Our advisory rate is $200/hour.
  • If we manage clients’ investments, we charge only an annual management fee. Our investment management fee starts at 1.25% annually and has breakpoints down to 0.50%.  The management fee typically includes ongoing financial planning services.
  • In most cases, our clients incur no other fees – ex. custodial fees, transaction fees, commissions.
  • Additionally, we have access to the lowest cost classes (institutional shares) of the mutual funds used in our investment strategies.