Our firm of Certified Financial Planners™, has over 25 years of experience. Our independent firm was founded on April 15, 2002. The fiduciary standard of care requires that a financial adviser act solely in the client’s best interest when offering personalized financial advice. As Certified Financial Planners™ regulated by the SEC, we adhere to the fiduciary standard in all client relationships. For more information on the fiduciary standard, see the CFP website. The initial meeting is always complimentary, as it allows clients to get to know us and vice versa. We offer two fee arrangements: We receive no other compensation (ex. commissions or payments from investment companies) for managing clients’ assets, other than the annual management fee. Additionally, there are no account fees or transactions fees on the mutual funds and ETFs that we use within our strategies. We are licensed to sell life and long-term care insurance. These are commission-based products, so we do receive a commission based on the insurance company’s schedule. All client assets are held at a third-party custodian. We primarily custody client assets with TD Ameritrade. Clients receive monthly statements and trade confirmations from TD, which match the performance reports that we send quarterly. Comprehensive and personalized financial planning; active and passive investing strategies. We pride ourselves on the details and the educational approach we take with our clients. Frankly, we get in the weeds in terms of knowing our clients’ finances and the services we can provide to add more value. Examples include Social Security benefit review, insurance analysis, risk and goals analysis, tax planning, estate planning, etc. We work with individuals and families at all stages in life. About 75% of our clients reside in middle TN, and the remaining 25% live across the country. Our clients range from recent graduates to professionals to small business owners to retirees. We also specialize in divorce and survivorship planning. Often we work with multiple generations of families. Although we do extensive tax and legal planning with clients, we do not prepare tax returns or draft legal documents. We partner closely with several CPAs and estate attorneys that we work alongside with for clients. If clients have existing professional relationships, we are happy to work with their CPA and attorney. We receive no referral or fee sharing with other professionals. We currently do not have an account minimum. We strive to communicate with all clients on an ongoing basis and aim to tailor our communication style according to clients’ wishes. In addition to weekly newsletters and quarterly performance reports, we encourage clients to meet in person at least semi-annually. We regularly have calls and web meetings with clients to address specific needs that come up between meetings. Every client will be working with Kay Quinn as the lead advisor, who is supported by Matt Frawley. The two team members collaborate across all clients and investment decisions. The first step is to have an initial in-person consultation at our office. For out-of-state clients, we are happy to facilitate a remote web meeting. Before meeting, we request that clients review the Client Budget and Document Checklist, which can be found here. This information gives us a better understanding of your current financial picture, and the goals you have for working with an advisor. Clients have multiple ways of viewing their investments managed by Kay Quinn Financial: Links to login to each of these portals can be found by clicking here. Additionally, see the videos below that will walk you through Morningstar and TD Ameritrade.
How to navigate to and login to the Morningstar portal.
How to register and login to TD Ameritrade's "AdvisorClient.com" Website.
FAQ
How long have your advisors been practicing?What is a fiduciary and are you one?How do you charge for your services?Do you receive any other fees, reimbursements, or compensation from other sources?Where is my money held?What types of services do you specialize in?What types of clients do you work with?What about tax and estate planning?Do you have an account size minimum?With what frequency do you have contact with your clients?Who will I be working with?How do we get started?How can I view my investments?